Anti-Money Laundering

Our Commitment To AML Compliance And Customer Verification

Smart Link Estates is committed to operating transparently and in line with legal and regulatory obligations. We work to prevent misuse of the property market for criminal activity and cooperate with relevant authorities where required.

Customer VerificationRegulatory ComplianceFraud Prevention Focus

Policy Summary

What this means in practice

ReportingSuspicious activity may be reported to the National Crime Agency.
RetentionRelevant identity evidence may be retained for at least seven years.
RequirementWe cannot proceed where required AML information is not provided.

Legal Framework

Key legislation referenced in our AML compliance approach

Proceeds of Crime Act 2002Money Laundering Regulations 2017Bribery Act 2010Terrorism Act 2000

This page is a summary for customers and website visitors. It does not replace the full legal and contractual documentation that may apply to your transaction.

Verification Process

Typical AML compliance steps during a property transaction

  1. Identity Verification

    We obtain and verify customer identity information as part of our compliance process before progressing applicable work.

  2. Property & Ownership Checks

    Where appropriate, we request documentation to evidence ownership of property and related transaction information.

  3. Funds Information

    Where required, we may request evidence relating to the source and destination of funds for a transaction.

  4. Electronic ID Checks

    Identity verification may include an electronic identity check and may also include a credit check.

Documents

Examples of information we may request

  • Proof of identity (for example passport or driving licence)
  • Proof of address
  • Property ownership evidence (where relevant)
  • Source / destination of funds evidence (where required)

The exact documents required may vary depending on the transaction, customer role and regulatory requirements.

Need Clarification?

Speak to us if you have questions about AML checks or required documents

Our team can explain what information may be required for your transaction and direct you to the right legal or compliance documents.